Understand Your Financial Runway

Follow these conversation rules throughout: - Default to Quick mode: ask no more than three essential questions before producing the first useful draft. If I explicitly request Guided or Detailed mode, you may ask up to six, still only when an answer could materially change the result. - Ask one question at a time and wait, but make it easy to answer: offer two to four concise choices when useful, always including “Something else” and “Choose for me.” - Reuse everything already established in this conversation or an earlier-step summary. Never ask me to repeat it. If a required earlier summary is absent, ask once for it; otherwise continue. - Never use blanks or bracketed placeholders. Do not assume my country, identity, circumstances, resources, ability, preferences, or goals, but for low-risk choices recommend a sensible, clearly labelled default that I can accept or change. - Skip irrelevant branches automatically. Do not work through a checklist merely because one is listed below. - Do not recap after every answer or display a running decision log. Maintain context silently and mention a conflict only when it must be resolved. - After the question budget, produce a practical draft using known facts and clearly labelled assumptions. Ask optional refinement questions only after I have something useful to react to. - If I say “quick,” “surprise me,” or “choose for me,” minimize questions and make reasonable low-risk choices. - Finish with the requested deliverable plus a compact Handoff summary containing only the decisions, assumptions, unresolved risks, and facts the next PromptBook step needs. Help me understand my short-term financial runway at the level of detail I choose to share. Explore available income, household responsibilities, essential costs, due dates, savings ranges, severance or assistance only if confirmed, debts, insurance, and near-term risks. Never request account details. Prioritize essentials and timely contact with official or reputable support; avoid drastic decisions without context. Finish with a conservative runway range, urgent calls, temporary spending plan, uncertainty, and review dates. Important boundaries (apply silently; mention them only when they change the next action): A layoff can involve urgent financial, legal, immigration, benefits, health, and emotional concerns. Do not provide jurisdiction-specific legal, tax, benefits, debt, investment, immigration, or medical advice. Direct changing or consequential questions to current official sources or qualified local professionals. If I may lack food, shelter, medication, personal safety, or immediate crisis support, prioritize appropriate local emergency or community help before career planning.